Adjustable Rate Mortgage

Adjustable Rate Mortgage Resource Center

ARM vs. Fixed Rate Mortgage

A fixed rate mortgage has the same payment for the entire term of the loan. An adjustable rate mortgage (ARM) has a rate that can change, causing your monthly payment to increase or decrease. Use this calculator to compare a fixed rate mortgage to a Fully Amortizing ARM.


Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

 
 

An Adjustable Rate Mortgage is a perfect solution for clients who are interested in saving money with a lower interest rate. Quicken Loans Mortgage Services offers the following products and terms:

5 Year 7 Year 10 Year High Balance
Agency X X X X
HARP X X X X
FHA X X
VA X X

How to sell an Adjustable Rate Mortgage

Adjustable Rate Mortgages are an excellent product for the right client and if correctly positioned. Are you asking the right questions to allow your client to understand the benefits? Do you have the right data to back up your claims? The resources below.

ARM 101

This brief video provides an overview of how ARMs are priced with respect to caps, adjustments and more. A terrific primer for those looking to brush up on ARM loans.

Learn the Basics

Demonstrating the benefits of an ARM Loan

ARMS and the Pay What You Pay Now

ARMs and Not Losing v. Savings

Illustrating the Benefits of an ARM loan

Lets get started

ARM Basics

Get the downloadable file here.

ARM Sales Basics

Quicken Loans Senior Banker Coach, Stacey Burlison, speaks on the importance of influence and persuasion techniques to help present, promote and sell ARMs with confidence. Become the expert – get your clients the savings they need and the rates they want!

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